Form E Explained: Financial Disclosure in Divorce

What Is Form E? 

Form E is a standard form used in family courts to provide full financial disclosure during divorce or financial proceedings. It allows both parties to understand each other’s financial situation before any settlement or court decision. 

Financial disclosure is essential because the court can only make fair decisions about spousal maintenance, child maintenance, property division, and pensions if it has the full picture. 

Who Needs to Complete Form E? 

Form E must be completed by: 

• Either spouse (or civil partner) when financial proceedings start. 
• Anyone involved in disputes over assets, income, or property during divorce. 

It is legally required. Failing to provide accurate or complete information can have serious consequences in court. 

What Information Does Form E Include? 

Form E is comprehensive. It covers: 

1. Income – salaries, bonuses, benefits, or other regular earnings. 
2. Assets – property, savings, investments, and valuable possessions. 
3. Debts – mortgages, loans, credit cards, or other liabilities. 
4. Pensions – all pensions and retirement plans, whether in the UK or abroad. 
5. Expenditures – usual living costs, bills, and child-related expenses. 

Supporting documents like bank statements, mortgage statements, payslips, and tax returns are usually attached to verify the information. 

Why Full Disclosure Matters 

The purpose of Form E is to make sure: 

• Settlements are fair and proportionate. 
• Courts have all the information needed to decide on financial orders. 
• No party hides assets or income, which could lead to legal penalties. 

Tips for Completing Form E 

• Be honest and accurate – mistakes or omissions can backfire. 
• Include all assets, income, and liabilities, even if minor. 
• Keep records and receipts handy to support your statements. 
• Seek legal advice before submitting, especially if finances are complex.